来源：车早茶
要问到车险怎么买？除了第一年都买的全险以外，每个人的选择都不一样。先不说必须购买的交强险，就三者险而言，几乎都会选择购买，毕竟哪天倒霉不小心蹭上了豪车，也不用担心赔不起。但对于大部分老司机来说，他们宁愿购买满额的三者险+不计免赔，也不买车损险，这到底是为什么呢？难道车损险真的没用吗？
所谓的车损险，就是被保险人或其他允许的驾驶员在驾驶保险车辆时，发生事故而造成的车辆损失，保险公司会在合同范围内对你进行赔偿，比如：碰撞、倾覆、坠落、火灾、爆炸、外界物体坠落、倒塌、雷击、台风、地陷等等。
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